Meredith Prescott, LCSW and couples therapist has a different take. “Given that I don’t know the arrangements and discussions they’ve had, I would say it’s emotionally disconnected, rather than toxic,” she says.

Your household income may change when one spouse retires, so it's also important to think about the financial impact of the decision, says Meredith Prescott, founder of Prescott Therapy and Wellness.

"In the new normal, we're all realizing that distance is not as large of an obstacle as it used to be," says Meredith Prescott, LCSW, psychotherapist and owner of Prescott Psychotherapy + Wellness.